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Home CARD Fee & Interest

International credit card

Division
Details
Note
Annual
Fee
Gold  -  Primary member card: 200,000 VND per card
 - Family member card: 100,000 VND per card
- A corporate credit card costs 200,000 VND per issued card.
Cash Advance  
Processing fee
- 4.0% of the cash advance amount
  (Minimum 50,000 VND per transaction)
-
Cash Withdrawal Fee
- Shinhan Bank Vietnam ’s ATM: Exempted
- Other bank’s ATM: 2% of withdrawn cash amount
  (Min. 20,000 VND per transaction)
Limited to consumer VISA credit card, cash withdrawal service from a payment account is offered.
Credit limit of a card: Payment Account Balance Inquiry fee -  Shinhan Bank Vietnam’s ATM: Exempted
  * Not available in other bank ATM
Normal Interest (Revolving/
Cash Advance)
- 22% per annual
※ When you pay the transaction amount in advance of the payment due date, the incurred interest is exempted (However, interest is imposed for cash advance from the day after the transaction date to the prepayment date). 

According to delinquent months, charge max. 150% of normal interest (33%/year)

International Transaction fee
- 3.5% of international transaction amount [purchase, cash advance, cash withdrawal].
Impose  International Transaction Fee on transactions deriving from overseas transactions & international currency transactions
Late Payment fee
(Delinquent fee)
- 4% of the late payment amount
  (Min. 50,000 VND)
-
Reissue fee - 200,000 VND per card
Imposed upon reissuing a card, due to being stolen, lost and damage, etc.
Card statement reprinting fee
- 100,000 VND per re-printed statement
-
Credit limit increase fee
- 100,000 VND per credit limit increase
-
Accident investigation fee
- 100,000 VND per card
-
Transaction slip requesting fee
80,000 VND per transaction
-
SMS service fee
20,000 VND per month
-

- Fees are exclusive of value added tax (VAT) and VAT is imposed to the member included in the fee.

- Fees and interest are subject to change, according to government regulations and operation policy of the

Shinhan Bank Vietnam. Detailed information will be posted on our homepage for customers to check frequently

- For cash advance and withdrawal via other bank’s ATM, some can be restricted, according to the ATM’s specifications and policy of the other bank. Also, separate fee may be imposed from the bank owning the ATM machine concerned.

 

International debit card

Division

Details
Note
Annual fee    Classic  - Primary / family member card: Free of charge -
Cash withdrawal fee
- Shinhan  Bank Vietnam’s ATM: Exempted
- Other bank’s ATM: 2% of cash withdrawal amount (Min. 20,000 VND per transaction
Limited to consumer VISA debit card  
 Cash withdrawal service from your payment account is offered

Payment account balance inquiry fee

- Shinhan Bank Vietnam ’s ATM: Exempted.
* Not available in other Bank ATM
International transaction fee
- 3.5% of international transaction amount (purchase, cash withdrawal).

Impose  International Transaction Fee on transactions deriving from overseas transactions & international currency transactions

Card reissue fee
- 100,000 VND per card
 Imposed upon reissue of a card, arising from being stolen, lost and damage, etc.
Card statement reprinting fee - 80,000 VND per statement reprinting
-
Accident investigation fee - 80,000 VND per card
-
Transaction slip requesting fee - 80,000 VND per transaction
-
SMS service fee
- 20,000 VND per month
-
Delinquency
Interest
- Max. 33% / year
※ When principal amount and various fees are not paid on payment due date, because of insufficient balance in the member’s payment account, the interest for delinquency is imposed upon the late payment amount
-

- Fees are exclusive of value added tax (VAT) and VAT is imposed to the member included in the fee.

- Fees and interests are subject to change, according to government regulations and operation policy of the Shinhan Bank Vietnam. Detailed information will be posted on our homepage for customers to check frequently

- For cash advance and withdrawal via other bank’s ATM, some can be restricted, according to the ATM’s
specifications and policy of the other bank. Also, separate fee may be imposed from the bank owning the ATM machine concerned..

 

Card