At Shinhan, We believe that your success is our success.
Therefore we are committed to bring our best efforts in a Shinhan Way to make any of your dream become possible
Do you need a sum of money for improving your daily life ?
Shinhan Bank Vietnam will help you to improve your daily life in a simple and easy way
Product Overivew
“Personal Consumption loan” is a multi-purpose credit loan for employed office workers who can provide income evidence. It is a great product especially for those who are about to get married, planning a vacation or to pursue further education.
Main Benefits
- Competitive
interest rates
- Can be used for many kinds of personal expenses
- Simple procedure with no pledge or warranty needed from your company
- Flexible tenor from 12 to 36 months depending on your financial situation
Product Descriptions
Vietnamese individuals
Stable income : guarantee the solvency to the
bank
Long-term residence in Ho Chi Minh City,
Hanoi, Dong Nai, Binh Duong,
Aged 22 - 60
Salary must be paid to Shinhan bank Vietnam
account
Allowed Credit : subject to Shinhan Bank Vietnam’s
policy and approval based upon your needs and
solvency.
Interest Rates : applicable interest rates
periodically promulgated by Shinhan Bank Vietnam
Early Redemption fee : Subject to Shinhan Bank Vietnam’s
policy and local regulation
Required Documents
Personal
loan application form (original copy of Shinhan Bank Vietnam form)
ID card
Household
registration book
Employment
contract or the certificate letter of the applicant's position, employment
duration and salary.
Bank statement
which reflects the salary of the last three month’s
The most recent telephone bill of the current residential address (or water supply bill or electricity bill)
※ We will decide whether to offer loan out after judging the customers qualification .
For further information, please contact our Relationship Manager or nearest branches for assistance
